The Kickstarter Economy: How Technology Turns Us All Into Bankers

As the U.S. jobs market continues its slow, not-very-impressive-but-nonetheless-forward march, one area of the economy still lags. Banks have only very recently begun to lend. Both individuals and small businesses have faced tight credit standards enforced by risk-averse banks; mortgages have been hard to obtain, and small business credit has been tighter yet.

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Apple: The Slaying of a Tech Hero

Apple's quarterly results this week drew a flood of reactions - almost all negative. Given how well the company did under almost any absolute measure, this is odd, though, for Wall Street, not necessarily surprising. But the arc of Apple's rise and temporary fall tells a more troubling story about our current inability to maintain positive momentum about any aspect of our culture. We slay our heroes with casual abandon. Then we wring our hands about the absence of positive catalysts in our world today.

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Climate Change Doesn't Have to Mean the End of the World

This week the National Climate Data Center confirmed what most had long believed: 2012 was the warmest year on record for the United States. Ever. And not just a bit warmer: a full Fahrenheit degree warmer than in 1998, the previous high. In the land of climatology statistics, that is immense. In the understatement of one climate scientist, these findings are "a big deal."

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The Bright Side of Falling Off the Fiscal Cliff

As 2012 sputters to a close, it wraps up with a yawning gap between widespread economic pessimism and the actual state of economic affairs. Though consumer sentiment rebounded in the fall, it fell in December, amid relentless coverage of the impending fiscal cliff. Holiday spending was muted. Businesses, meanwhile, cite the unresolved negotiations in Washington as evidence of continued uncertainty and many have put new spending, hiring, or investment on hold. The media counts the days (and on some cable news channels, the minutes and the seconds) till we descend the fiscal cliff, adding to the general agitation.

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Who's Afraid of Chained CPI?

As the fiscal cliff talks evolve and devolve, the latest spat has been whether the arc of federal spending should be curtailed by changing the way that we assess costs. The proposal from the White House is to switch the way cost-of-living adjustments are made for Social Security benefits. Rather than pegging those to the Consumer Price Index as currently calculated, these would be pegged to a "chain-weighted" Consumer Price Index, which would save as much as $125 billion in additional benefits over the next decade.

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Our Hero, Ben Bernanke: Why Central Bankers (Not Politicians) Are Saving the Global Economy

The Federal Reserve just announced a new round of measures designed to keep the money flowing. Central bankers -- not to be confused with the heads of private banks that have received so much opprobrium for their role in the financial crises of the past years - are not noted for their charisma or their communication skills, but their role in shaping today's world, shadowy at times, could hardly be greater. The question is: Are they helping or harming?

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The Bipolar Economy: If Consumers Are Happy, Why Is Business So Miserable?

A strange inversion has happened in the past few months: Consumers have gone from being deeply pessimistic about the future to slightly optimistic at the same time that companies have moved from being slightly positive to increasingly negative. That discrepancy is intriguing, and raises the question: Which view will determine the course of the near future? Will the buoyed spirits of people carry the day, or will corporate glumness pull us down?

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6 Reasons to Be Thankful About the Economy Today

It's admittedly trite to use the occasion of Thanksgiving to look on the bright side, but given how rarely we cast an optimistic outlook these days, it's as good a reason as any. With Chapter LXXII of the Middle East conflict playing out in Gaza and the daily soap opera of Washington politics oscillating between sex scandals and fiscal fearmongering, we are once again subsuming the bigger picture to the smaller one and privileging fear.

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Cheer Up, America! The Economy (and the Country) Is Much Better Off Than You Think

Barely had the counting ceased in last week's presidential election when the news took a somber turn. Two of the next day's headlines read "Back to Work, Looming Fiscal Crisis Greets Obama" and my favorite, "America has Sown the Seeds of Its Own Demise." Politicians either celebrated or decried the results, but regardless of party affiliation most warned of formidable challenges and a perilous future.

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Behind the Mosque Controversy, a Rich History of Both Coexistence and Conflict

Over the past two months, the planned construction of a Muslim cultural center in the vicinity of the World Trade Center site has become the fulcrum of an acrimonious debate about religion, freedom of expression, and the place of Islam in the United States. You would have had to be living off-the-grid somewhere not to have noticed the hundreds of opinion pieces, thousands of blogs, and considerable airtime on television and radio. As characterized by Newt Gingrich, the planned center is no less than the latest chapter in a war of civilizations: "America is experiencing an Islamist cultural-political offensive designed to undermine and destroy our civilization."

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The Myth of the Stock-Economy Connection

Last week, I wrote a column in Time about the unfortunate tendency of investors, pundits, economists et al to view stock markets as barometers for the economy and economic data as indicators of the markets. This tendency is pronounced in the media in general and the financial media above all, which looks daily for a story about why markets move up or down.

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China's Growth: Still for Real

This week, the Chinese government announced that China's economy had expanded by a stronger-than-anticipated 10.7 percent in the last quarter of 2009 and that it had grown 8.7 percent for the entire year. This news, however, was not greeted with relief but with the skepticism that has typically met such news emanating from China in recent years. The Wall Street Journal ran a story on its front page with the headline "China Seeks to Tame Boom, Stirs Growth Fears."

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